Are taxes deducted directly from my interest payments?

Whether taxes are deducted directly from your interest payment depends, among other things, on your country of residence and the country in which the company you invested in is based.

For example, if you live in Germany and invest in a company based in Germany, we are generally required to deduct the applicable taxes directly from your interest payment and transfer them to the relevant tax authority.

However, if you invest in a company based in another country, such as Finland, taxes are generally not deducted directly by us. In this case, you may need to declare the interest income yourself in your tax return.

However, exceptions may apply depending on the country, the project, or your personal tax situation. The specific tax treatment may therefore differ in individual cases.

In the spring of the following year, you will receive a tax certificate from us. It clearly shows which interest payments have already been taxed and which have not.